1. Failure to provide complainant with an account for costs and disbursements
2. Failure to release complainant's file and other papers notwithstanding that his account had been paid in full
3. Delay in providing a cheque to Counsel for fees although dated 11 July 2003 until 27 April 2004
4. Drawing on funds held in payment of his costs prior to providing a Memo of his Costs and Disbursements
5. Gross delay
6. Failure to communicate
7. Wilful breach of section 61 of the Legal Profession Act, 1987
8. Wilful breach of section 62 of the Legal Profession Act, 1987
9. Improper dealing of trust property
10. Misleading correspondence
11. Preparing and attending to the swearing of an Affidavit knowing it to be false
12. Acting unethically with respect to representations to a mortgagee
13. Delay in responding to correspondence
14. Failure to communicate
15. Failure to transfer documents
16. Knowingly misled the ANZ Bank
17. Hinder, Obstruct and Delay Investigator